Yes. We provide hard money and bridge financing for qualifying non-owner-occupied investment properties throughout Texas — from major metros like Houston, Dallas–Fort Worth, Austin and San Antonio to smaller markets across the state.

We finance qualifying investment properties statewide, including Houston, Dallas, Fort Worth, Austin, San Antonio, El Paso, Corpus Christi, Lubbock, Beaumont, Port Arthur, Tyler, Waco, College Station, Midland, Odessa, Amarillo, Galveston and the communities surrounding each of these markets. If your deal is in Texas, it's worth a conversation.

Yes — Greater Houston is one of our primary markets, and our office is based in Cypress. We finance investment properties throughout Houston and surrounding communities including Katy, Spring, Tomball, The Woodlands, Sugar Land, Pearland, Baytown, League City and Galveston.

Yes. We provide fix and flip financing in Beaumont and throughout Southeast Texas, including funding for both the purchase and renovation of qualifying investment properties.

Yes. Investors purchasing or refinancing rentals in Beaumont, Port Arthur, Orange, Nederland, Lumberton, Vidor and surrounding Southeast Texas communities can qualify for DSCR rental property loans through Freedom Lending.

Yes. We finance qualifying fix and flip, rental, bridge and buy-and-hold investment properties throughout the Golden Triangle, including Port Arthur and Orange.

Yes. Our DSCR loans qualify based on the property's rental income rather than your personal income — no DTI, W-2s or paystubs required. Loan amounts run $75K–$5MM on 1–4 unit residential investment properties.

Yes. We finance fix and flip, DSCR, bridge and new construction projects throughout the Dallas–Fort Worth metroplex, including Arlington, Plano, Frisco, McKinney, Irving, Garland and Denton.

Yes. We provide hard money, fix and flip, DSCR and construction financing for qualifying investment properties throughout Austin, Central Texas, San Antonio and South Texas.

Yes. Qualifying fix and flip loans can cover up to 85% of the purchase price with up to 100% rehab financing, released in draws as work is completed.

Yes. We provide DSCR rental property loans throughout Texas, including options to finance multiple properties under one loan for portfolio investors.

We finance non-owner-occupied 1–4 unit residential investment properties for qualifying fix and flip projects, rentals, buy-and-hold investments, bridge situations, new construction and refinances. We do not provide traditional owner-occupied home mortgages.

Timelines vary by loan type and how quickly documentation, title and appraisal come together, but we're built for speed — many qualifying bridge and fix & flip loans close in days to a few weeks. Tell us your target closing date and we'll work toward it.

Have the property address, purchase price, estimated rehab budget and ARV (for flips) or current/market rent (for rentals), your target closing date, and a quick summary of your investing experience. From there, the Freedom Lending team walks you through the rest.